Boomer Stats and Facts

Whitepapers

Strengthening Target-Date Funds with Guarantees to Enhance Retirement Security

While plan sponsors and participants have been quick to adopt target-date funds, the inherent risks of this approach have become apparent during the recent financial turmoil. Plan providers can mitigate these risks by combining target-date funds with income guarantees.…

By: Boomer Market Advisor

Redefining Defined Contribution

The transformation from an asset accumulation business to a broad platform for lifetime retirement savings and security.…

By: Boomer Market Advisor

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Case Studies

Study of Retirement Income Account Allocations Among Equities, Bonds and Fixed Income Annuities

The objective of this study was to gain insight on how alternative combinations of retirement income asset classes might have performed had a full range of retirement income solutions been offered at the start of this test period.…

By: Boomer Market Advisor

Debt: the Blind Spot on America's Road to Retirement

While financial experts have long been concerned about the level of debt in America, this new research, Debt: the Blind Spot on America's Road to Retirement - Securian's multi-generational study, sponsored by Securian Financial Group, In . examines attitudes about debt and how debt is directly linked to retirement security.…

By: Boomer Market Advisor

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Reports

Diversity in Retirement Wealth Accumulation

Americans save for retirement through a number of different avenues. In addition to personal savings, workers build wealth through homeownership, pension plans, retirement accounts, and Social Security. Ideally, workers build suf icient wealth during their careers to maintain their pre- retirement lifestyles after they leave the paid labor market, but many appear to fall short (Penner 2008a)…

By: Boomer Market Advisor

Protecting Senior Investors: Compliance, Supervisory and Other Practices Used by Financial Services Firms in Serving Senior Investors

Statistics show that baby boomers today control more than $13 trillion in household investable assets, or over 50% of total U.S. household investment assets.1 Projections also show that nearly one in every six Americans will be 65 or older by the year 2020.2 Given the increasing number of investors who will need advice and guidance, financial services firms are actively developing new products and seeking to provide financial advice and services to investors as they prepare for and reach retirement.…

By: Boomer Market Advisor

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Surveys

Defined Contribution Plan: Distribution Choices at Retirement

Defined contribution (DC) plans have become an integral part of the U.S. private pension system. At year-end 2007, DC plans held $4.5 trillion in assets and accounted for 25 percent of all U.S. retirement assets. This does not count monies originating in employer-sponsored plans and rolled over into Individual Retirement Accounts (IRAs). At year-end 2007, IRAs held $4.7 trillion in assets; much of this total resulted from rollovers.…

By: Boomer Market Advisor

Single Women in the USA: Retirement Dreams v. Financial Realities

For the past 8 years, the Transamerica Center for Retirement Studies has conducted a national survey of U.S. business employers and workers regarding their attitudes toward retirement. Theresearch emphasizes employer-sponsored retirement plans, issues faced by small-to mid-sized companies and their employees, and the implications of legislative and regulatory changes.…

By: Boomer Market Advisor

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Boomer Stat of the Week

Boomers spend on average 12.9 hours (non-business) per week online.
ChangeWave Research

The average person born in the later years of the baby boom held 10.8 jobs from age 18 to age 42. Reliable Plant Magazine and the U.S. Department of Labor's Bureau of Labor Statistics

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