Boomer Stats & Facts

Whitepapers

  • ETFs in 401(k)s; The Future is Now.pdf
    In recent months there has been much misinformation swirling about in the media regarding the usefulness of ETFs in 401(k) plans. This white paper addresses the application of ETFs as a valuable tool that can easily be incorporated into retirement plans. Irrational trepidation and technical impediments have prevented more widespread usage of ETFs in 401(k)s. For those who seek out select administrators, options are plentiful and extremely cost effective.
  • Targeting the Affluent and the Emerging Affluent
    The investors who comprise the emerging affluent segment of the market are very diverse -- in terms of their net worth, risk tolerance, financial goals, and a myriad of other characteristics. Because of this diversity, in order for firms and advisors to effectively service this market they must perform some level of segmentation.
    •  
    View All

 

Case Studies

 

Reports

  • Do Households Have a Good Sense of Their Retirement Preparedness?
    This brief examines whether households have a good sense of their own retirement preparedness -- do their retirement expectations match the reality that they face? Do people "at risk" know that they are "at risk?" The first section summarizes the NRRI and compares households' self-assessed preparedness to the objective measure provided by the NRRI. The second section describes the characteristics of house- holds associated with being too optimistic or too pessimistic. The last section of this brief introduces health care costs into the analysis.
  • Sharing ther Good Fortune: Boomers and Giving Back
    While Boomers (born between 1946-1964) have often been referred to as the "Me Generation," now, having experienced the personal and historical events that define their values as a generation, many Boomers are giving careful thought to helping others. In fact, four in five Boomers say "I have been very fortunate in life," and this positive view of their lives is manifested in finding ways to sharing their good fortune.
    • View All

 

Surveys

  • Retirement Trends
    A new survey of retirement trends from the Lincoln Retirement Institute sought to better understand baby boomers and retirees by giving them a chance to imagine what their futures in retirement will be like and reflect on the decisions they have made in the past.
  • Financial Attitudes and Actions
    As more and more Americans rely on their defined contribution plan for the bulk of their retirement savings, their ability to manage their accounts, select investment options and save at adequate levels becomes more and more important. As 76 million Baby Boomers contemplate retirement and the financial markets remain turbulent, understanding retirement plan participant attitudes and savings behavior is an important priority both for providers and employers.
    • View All

 

Forward Motion

 

Polls

    Henry Paulson's subprime bailout plan is:
    View All

 

Boomer Stat of the Week


  • Baby boomers make up 28 percent of the part-time workforce.

    AARP and RetirementJobs.com


  • Sixty percent of early boomers would be prepared for retirement by working until age 70, compared with 31 percent of early boomers who retire at 65.

    McKinsey & Co.

    • View All